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Glossary of Terms – O

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Oath:
Solemn affirmation of the truth of what is stated.

Own Occupation Disability:
Disability from your own occupation only. Provided you are disabled from doing your own job and are under the care of a doctor, you qualify for benefits. Even if you went to work in another occupation, you may still qualify for benefits. Individual contracts may offer an “own occupation” clause to age 65.

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